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Always looking to expand the JCB cardmember base even further, we have
established as active issuance licensing program both within and outside
of Japan. JCB cards are now issued in 18 countries and regions, with 42
million cardmember base and 39.2 billion US dollar in annual sales,
making JCB the undisputed leader of Japan' credit card market and the
fourth major international card brand in the world.
 
JCB is constantly enhancing the breadth of its on-line communication and
service channel, the JCB Internet homepage. Personal account information
can be accessed through "My JCB", a secure, password-protected
service allowing cardmembers to check their card use, balances and other
statement information, or apply for card loan anytime they wish. This
service is accessible via mobile phone as well, and more than one million
users have registered as of 2002, 2 million expected by 2004. JCB is committed
to creating new ways of individualizing service to the particular customer's
needs and desires, the kind of one-on-one service that is standard for
the future.

JCB is a pioneer in introducing new payment schemes to the field of BtoB
in Japan. In addition to the traditional corporate credit card, JCB is
issuing innovative cards for use in purchasing and distribution, taking
advantage of the solid foundation of the JCB credit system incorporating
credit, settlement and certification. For the buyer, JCB offers more efficient
expense management and maximized payment windows; for the seller, firmer
control of collection operations and faster clearance of receivable. JCB's
BtoB systems are becoming the choice of more and more enterprises, and
JCB will be enhancing functionality to meet the continuing growth of this
new market.

We updated a linkage page for JCB EC merchants to introduce your shop
to JCB card holders. If you have an interest in having a linkage from
JCB's official website in Japan, please send us
an e-mail. Please note that at the moment, we approve linkage for
merchants who can deliver goods to Japan or who can provide service to
card holders residing in Japan.
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