The smart card has a great potential to change current practices in the payment industry. There is a particularly great need to introduce a new payment solution for the small amount payments that occur so often in our daily life. The smart card can provide the convenience and security that makes card payment a preferred alternative to cash.

A contact interface provides superior protection against fraud, a highly secure environment for storing e-value, while a contactless interface maximizes payment transaction speed in a wide variety of applications.

JCB has already implemented the e-purse function in several projects since 2000, while postpayment of small amounts is also a growing market. For example, the new JCB employee card will include a postpaid function for the company's vending machines and cafeteria. In addition, JCB provides postpayment services of transportation fares in the Sapporo pilot project for the city's subway system.